Run your entire lending business — loans, collections, recoveries, used-vehicle sales, staff and compliance — from one place. No more scattered files, missed follow-ups, or guesswork.
Works on any phone, tablet or computer — nothing to install.
SOVA means owl — the watchful night-hunter that misses nothing. That is the whole promise: one platform that gives you full control of your lending business, so every loan, every rupee and every follow-up stays in your sight. All under control.
Every corner of a vehicle-finance operation — designed by financiers, for financiers.
Quote → Booking → TVR → Field investigation → Credit → Sanction → Disbursement, all in one flow.
Import monthly dues, work the buckets, follow-ups, promise-to-pay, seizure & legal — nothing slips.
Sell market-sourced and repossessed vehicles, with pricing, buyer leads and finance hand-off.
Every vehicle you hold, across every location — condition, photos, ageing and workshop.
Payments, vouchers, refinance partners, receipts and MIS — the money side, tracked.
Attendance, salary, PF/ESI, incentives and roles — your whole team, organised.
Statutory calendar, renewals radar, legal cases and a red-flag console that never forgets.
Your whole book at a glance — pain points, growth, and the biggest constraint to fix first.
When every case, rupee and follow-up lives in one place, the whole business moves faster.
Every due call and promise-to-pay surfaces to the right person — nothing falls through.
Booking, TVR and FI flow straight to Credit, so good loans get sanctioned sooner.
See NPA, money stuck, and branch performance live — decide with facts, not gut.
Margin, expenses and recoveries tracked end-to-end, so profit doesn't quietly slip away.
Start with the modules you need today; switch on more as you grow.
Prices shown are indicative — final plans are tailored to your book. Talk to us for a quote.
Tell us about your finance business and we'll show you exactly how SOVA fits — and where it can save you money in the first month.
Request a demo